My first application for disability benefits was
submitted to Service Canada in 2008 - one year after the crash. It
was denied. Like so many I have been made to appeal. There are an
estimated 10,000
appeals waiting to be heard at the Social Security Tribunal
from injured disabled people. This is violation against humanity.
In 2007 I was hit head on by an 18 year old
speeding and passing on a blind hill, solid double line, coming at me
“at 102 km/hr at the end of his skid”. After he took off the
front wheel of the car I was driving, the car rolled 8 times, and
then hit a tree.
To protect my face I had my head sideways in the
steering wheel at the time of impact and the airbag detonated on the
side of my head at a force 2/3s more powerful than that of today
cars.
I was trapped upside down in the wreck.
Permanently injured was my neck, spine, nerves, etc..
http://survivingacollision.blogspot.ca/2014/04/surviving-collision-full-story.html
You may be wondering at this point, how can I
create this blog? At the time of this edit it is 3:31am. I have been
writing this for months. I can't sleep because of the pain in my
neck, back, head, etc.. I can't sleep because I can't stop grinding
my teeth, and jaw pain, because I can't stop thinking about the
crash, the insurance, the lawyers, the doctors, the therapists, the
unjust Service Canada denials and lies that date back to 2007. As
well as the Social Security Tribunal with my Appeal that is allowed
to be unresolved in limbo.
So, with the help of a word processor, a
thesaurus, and, many sleepless days and nights. I have put togeher –
togehter together . Sorry I get letters mixed up, I was baqnged on
the heaed. I have put together this letter.
I have mandatorily paid into CPP since the 1970's
on the understanding that I would have something to fall back on if I
could no longer work because of a disability. This understanding was
clearly wrong.
CPP Disability Insurance is much like the auto
insurance that we paid for, as it is riddled with unjust denials,
delays, and unfair fraudulent
behaviour. There is unaccountable
adjudication. No supports are built into the
process. Health and overall well-being are being jeopardized because
of layers of complexity and a process designed to ensure failure. The
current system is based on discriminatory and misguided assumptions.
It is fundamentally flawed stemming from mistakes such as losing
medical information, or simply just denying medical documentation
exists. It is a prolonged drawn-out process.
Fair Association of Victims for Accident Insurance
Reform has been an inspiration to me for they have published their
findings of the insurance world schemes upon their website, and they
advocate on behalf of the victims of insurance. Thank you to Fair for
being there for the survivors and “supporting auto accident victims
through advocacy and education”. Fair is a leading force for
reform. They fight for justice not only for crash victims but for all
Ontarians. http://www.fairassociation.ca/
When I am able, and with the help of information I
receive from sources like Fair Association of Victims for Accident
Insurance Reform , I started blogging and Twittering about the
Insurance world:
Surviving a Collision,
http://survivingacollision.blogspot.ca/
Canadian Insurance News,
http://cinsurancenews.blogspot.ca
Social Security Tribunal Research Centre,
http://sstrc.blogspot.ca/
I can only hope that my faxes, emails, blogs, web
sites, and submissions
to the government have not effected my appeal
negatively.
Insert link
here after they deny appeal.
At the time of this writing I have spent 7 years
in the insurance world dictatorship of deceit and at this point don’t
give a shit anymore about the process. A process that is designed for
the applicant to fail. The bogus denial letters written by bias
Service Canada wordhirlings that make their living at the expense of
innocent victims.
I have learned how badly corrupt and backed up our
justice system was during the FSCO
backlog. How doctors that don't write their own
reports will circumvent fee caps, and commit crimes to satisfy their
employer, our insurer.
I have learned that our private health information
is allowed to be carried around on laptops by pay-for-hire
therapists. Our private health information is also loose and run a
muck in the hands of the HCAI
data base where our information can be gained by anonymous users.
I have learned how the insurance lobbyists work on
twitter and how to expose them: Insurance
Reform Investigation
I have learned that it's acceptable that an
Insurer can dictate to a doctor how to treat a patient? This
shouldn't be the case.
I have learned about the Ambulance chasers preying
on the most vulnerable in our society- the injured crash victim. A
private society that milks victims for as much as they can by
overcharging made up fees and dragging things on and on for years so
they can line their pockets with our money. An industry that preys on
the weak, sick, and injured. Yeah I’m talking about the lawyers.
The backroom deals. The slander. The ones that are letting it all go
down.
I learned about the kickbacks
from the drug cartel to the doctors and how the complaint
process doesn't work at CPSO
- the inmates run the prison. The self regulated insurance industry
of the College of Physicians.
I’ve learned that crash victims have very little
voice, and so many victims are loosing so much, because of bad
decision makers making one-sided legislation and allowing this
conduct to continue to legitimate victims of MVAs.
Now I’m learning how to advocate for the injured
crash victims. Victims of their own insurance systems. I'm learning
to expose all of this to the public -while being injured, and having
no income. That's how I choose to spend my time. That's my job now.
If I am pissing you off by my writing, then I'm getting something
back, some satisfaction at the very least. I’ve been threatened
with legal action more than once because of my inability to pay lip
service. I was told by the Tribunal that if I can blog I can work. Is
there such a job for me? Can I expose the insurance world and be paid
on a while I can basis?
As you know I tried to go back to work ( on my
own) but was unable to because of injures I sustained in the crash (
that was not my fault) in 2007. Luckily I have been supported by my
spouse all this time, she supports our family with her part time job.
She pays for my medication, something she should not have to do.
The thing that is missing in the latest
media coverage on this subject is; what about
the spouses of the insurance victims? What about them? What about the
families of these 10,000 people? It becomes much more that 10,000
victims. Kids that couldn't afford to go to school, bankruptcy, dying
while they wait
for benefits. How does that effect society and
how many families have been destroyed by this relentless one sided
process?
In one year (2010/2011) FSCO
spent a total of $59 million of insurance
dollars, while in the same time frame my case; “will take a year or
more to get a hearing at FSCO”. Justice was delayed and lost to
sign on the dotted line because we'll starve you out if you don't.
Crash victim turned into insurance-justice-system-victim.
IBC profits are in the billions every year with
$146
billion in total assets.
The Canada Pension Plan has assets
over $180 billion and can't even meet my
numerous requests for a copy of my file.
Any reasonable person would question where the
money is really going if it's not going to the disabled victims. The
insurance dictatorship world of deceit is an industry
built on smoke and mirrors and our dollars.
Pay-for-hire Doctors, Lawyers, Therapists, Wordhirlings, assessment
mills, etc. prey on innocent victims and make lots of money
from our misfortune.
Where was my insurance when we needed it...? Where
was my justice...? Where was my Government...? Where is the Social
Security Tribunal and my appeal that Service Canada delayed and
fraudulently denied for years and why are they still not sending my
file to the Social Security Tribunal?
This delaying, denying, bullshit, has got to stop!
Who will fix this before we are bankrupt and forced to rely on social
assistance, or be forced to become a criminal and survive off rations
from a cell?
For 36 years I have always paid my auto insurance,
and on time.
Since the 1970's my employers and I have paid CPP
payouts to the Government.
This money was not a gift!
Looking forward to hearing from you as soon as
possible with an update to the status of my appeal, to the ruling by
Service Canada, about my claim for disability benefits, since 2008.
Because of a crash in 2007.
Because of a crash in 2007.
Administrator,
Surviving a Collision
http://survivingacollision.blogspot.ca/
Surviving a Collision
http://survivingacollision.blogspot.ca/
SOME NAMES HAVE BEEN REMOVED
TO PROTECT THE INNOCENT
